Are You Ready to Buy a Home?

Do You know that its about the best time to buy a home?

The Susan Johnson Team is already receiving multiple offers on homes and if you don’t get off the fence and make a decision to buy a home, you may be having regrets. In order to buy with confidence, you need to look at these few steps.

Why Mortgage Pre-Approval

  • Find out what size mortgage you can afford before you begin looking for a home
  • Sellers appreciate that you are serious about buying a home and in a multiple offer circumstance, your offer could be more favorable
  • When you find that “Dream Home” you are able to make an offer with confidence.

Mortgage Pre-Approval Requirements

  • Prove a steady income by producing 2-3 months pay stubs
  • Ensure that you keep paying your bills regularly and on time
  • Keep debt to an affordable amount before buying a home
  • A downpayment is normally required
  • Be comfortable with the amount of your mortgage payment
  • 2 years tax returns are required
  • Any additional income would need to proven to be taken in consideration for Mortgage qualification

 What Type of Home Do You Want to Buy:

  • What community suits your circumstances?
  • Would you mind a fixer upper or would you prefer a new or resale home?
  • What are you non negotiable requirements this home?
  • How close is it to your work, schools and shops?
  • Do you like the feel and location of the home?
  • Can you see yourself living comfortably in this community?
  • Can you afford the extra funds required for a Home Owners Association or do you prefer not to be in a subdivision

The Susan Johnson Team is ready to be of assistance to you. We have the expertise to take you through the buying process with confidence.

Find Charlotte | Cornelius | Mooresville | Huntersville | Lake Norman

Homes For Sale

Foreclosures under $500 000 | Find Short Sales Here

Homes Under $100 000 | Homes $100 000 to $200 000 | Homes $201 000 to $350 000 |  $350 000 -$500 000

Over $500 000

We look forward to assisting you with your home purchase. 

About Susan Johnson Team Charlotte | Lake Norman Real Estate Specialists

Susan Johnson & Associates Real Estate Agents in Charlotte | Lake Norman NC I am native to the area, live, work and play in the area. My children go to school here and I serve my community in this area. I love the region and I think its a great place to live! Together with my team, we have more than 21 years of combined experience in business, marketing, technology and communications, as real estate professionals in Charlotte | Lake Norman, we have also found that the key to providing the very best service is as simple as putting our clients first. This means keeping ourselves accessible, being good listeners as well as good communicators, and responding quickly. We look forward to sharing our expertise and working with you in all of your real estate needs in this region and across the country! Visit my website
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2 Responses to Are You Ready to Buy a Home?

  1. Pingback: Must Read Tips on Buying A Home | Iowa Realtor

  2. Its definitely a great time to buy! Here in the San Diego market, we are seeing the market move higher, but prices are still pretty close to the bottom. Get in early and reap the rewards later!

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